VJ Processing management have more than 15 years of experience in due diligence and underwriting experience to help reduce the risk of flawed and fraudulent loans. We offer services from imaging to post-closing quality control. VJ Processing provides the best expertise and reliability of an industry convenience and of a single-source provider to ensure quality at every stage of the mortgage system
Our proven and highly structured process incorporates unmatched insight into residential & commercial real estate practices led by an experienced team of seasoned senior management professionals with subject matter expertise from loan origination through servicing and REO disposition. VJ have highly talented underwriters are well-versed with every type of Loan Underwriting Jumbo, Super Jumbo, Automated and/or even Manual Underwriting
-Prepare and issue inital broker and lender disclosures
-Receive, Review and Documentation
-Run DU/LP
-Submission to lender
-Order Appraisal
-Review approval for accuracy
-work all other approval conditions
-"Welcome call" to the borrower
-Follow-up,Receive, Review and submit(all for signoff of loan documents)
-Issue final broker disclosures to all parties
-Submit funding conditions, CTC, Scheudle closing and funding
-Post close QC review
-Send closed file to broker
-Issue broker weekly pipeline reports
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