At VJ Processing Solutions, we offer a comprehensive suite of services designed to streamline and enhance every phase of the mortgage lifecycle. Our offerings include document imaging and indexing, loan processing, underwriting support, and post-closing quality control. With cutting-edge technology and meticulous attention to detail, we ensure accurate data capture, faster turnaround times, and strict adherence to compliance standards, minimizing the risk of errors or delays.
In addition, our specialized fraud prevention and quality assurance measures help safeguard the integrity of every transaction. From pre-funding reviews to regulatory compliance checks, we deliver end-to-end support that enhances operational efficiency and ensures peace of mind for our clients. Whether you're a lender, broker, or servicer, our flexible and scalable solutions adapt to meet your unique needs, allowing you to achieve your goals with confidence and precision.
Streamlining mortgage workflows by gathering, verifying, and organizing essential documentation to ensure a smooth and efficient loan application process. Our processing services are designed to minimize errors, reduce turnaround times, and enhance the overall efficiency of mortgage operations.
Conducting thorough assessments of borrower information to evaluate risks and ensure compliance with lending guidelines for accurate loan approvals. Our underwriting services focus on maintaining accuracy, mitigating potential risks, and ensuring that all loans align with regulatory standards and client policies.
Managing the final stages of the mortgage process, including document preparation, funding coordination, and ensuring compliance with regulatory standards after closing. Our meticulous approach guarantees that all required documents are in place and that post-closing audits are completed seamlessly to maintain operational excellence.
Providing comprehensive title searches, insurance, and resolution services to ensure clear property ownership and mitigate risks during transactions. Our team ensures all title-related issues are resolved promptly, safeguarding the interests of buyers, lenders, and sellers throughout the process.
Delivering accurate property valuations to support informed lending decisions, complying with industry standards and regulatory requirements. Our appraisal services provide reliable data to ensure fair property pricing, helping clients make confident and informed financial decisions.
Prepare and issue inital broker and lender disclosures
Receive, Review and Documentation
Run DU/LP
Submission to lender
Order Appraisal
Review approval for accuracy
Work all other approval conditions
"Welcome call" to the borrower
Follow-up,Receive, Review and submit(all for signoff of loan documents)
Issue final broker disclosures to all parties
Submit funding conditions, CTC, Scheudle closing and funding
Post close QC review
Send closed file to broker
Issue broker weekly pipeline reports